This post is the second in a series of updates on my HELOC investing experiment. My last post was in March 2024 and things were looking good. Click here to see post. Lots has changed in almost a year. The Bank of Canada (BOC) cut interest rates 5 times since the beginning of 2024. This…
Category: Intentional Living
Compound your Skills To Compound your Wealth
Don’t wait for someone else to give you the life you want. They aren’t coming. The only thing that will help you get the life you want are your skills. How you acquire, develop, and deploy those skills will influence your success. A common mistake is confusing skills with education. But they are two very…
The Grocery Store Challenge for Kids
We protect our kids way too much! It’s safer to keep them at home and let them play on an iPad or watch 4 hours of Netflix. Some might even do both at the same time. Going to the park or going for a bike ride is simply too dangerous. We are bombarded by scary…
How much of your life do you spend commuting?
I had never given much thought to this question before. I thought that commuting was just one of those things people had to do. The majority of people that I know commute. It is something we have just accepted as an absolute in life. If you have to commute to work, you pay with two…
How An Early Morning Routine Can Change Your Life
I feel like I’ve snoozed the best years of my life away. Being a naturally lazy person, I’ve filled my life with t.v., eating, alcohol, screen time, and sleeping. For as long as I can remember, mornings have never been pleasant, except the weekends of course. My routine went something like this. Sleep in as…
How to get Free Hotel Stays with Marriott Rewards
Years ago I fell in love with Marriott Hotels. Actually, to be more specific, Marriott Points. As a frugal family of 4, going on family vacations is important to me. My kids could care less, but I like making memories for them without spending their RESP. Marriott points are an easy way to get free…
Lessons Learned From Buying a House
Housing is often cited as one of life’s biggest costs. When you make the decision to buy a home, there’s lots of advice that will come your way. Some cliche house advice that you may hear is: This post is about our decision process for buying our first home and the lessons we learned. The…