It’s been almost a year since my last HELOC investing update. I meant to post quarterly but time got away from me. That’s just another way to say that I’m lazy. Click the link below to read my last post. HELOC Investing Update – September 2025 To quickly recap my holdings. I hold 85% XAW…
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The Joy of Cutting Losses
Nobody enjoys losing, failing, or making mistakes but they are an inevitable part of the learning process. The real key is to learn from your mistakes, adjust your approach, and improve so you don’t repeat the same errors. Along the way, you’ll meet new challenges and make bigger mistakes, but the goal is to grow…
How to Invest Your House in the Stock Market
For many people, the majority of their assets are locked into their family home. This follows the traditional advice many of us have received over our lives. It’s better to own than rent. One day you’ll pay off that mortgage and you’ll be free. Below is an image of the traditional mortgage path. The red…
Welcome to True North FI!
My name is Eric and I’m a married, 40-year-old teacher and father to two girls. That’s my identity wrapped up in one sentence. I live in a cold Canadian city where sub zero temperatures dominate half the year. My skin is incredibly dry and my hands bleed from small cracks on my knuckles. I know,…