Who would have thought that the stock market would be up this year? Not me. Not with everything that’s happened. Trump unveiled his tariffs at the start of April 2025. Everyone knew they were coming, but the world reacted surprised, including the stock market. More on the market decline later in the article. Let’s start…
Category: Investing
HELOC Investing 2024 – A Year in Review
This post is the second in a series of updates on my HELOC investing experiment. My last post was in March 2024 and things were looking good. Click here to see post. Lots has changed in almost a year. The Bank of Canada (BOC) cut interest rates 5 times since the beginning of 2024. This…
HELOC Investing Update – March 2024
I first wrote about using my HELOC to invest in the post, How to Invest Your House in the Stock Market. A Home Equity Line of Credit (HELOC) is money you can use from equity built up in your home. Overtime, as you make mortgage payments, your equity in your home increases. In the summer…
Stay Away From The TSX Venture Exchange
If you live in Canada, you are likely investing in one of two stock exchanges; the Toronto Stock Exchange(TSX) and the TSX Venture. The TSX is the big one. On the TSX, you can choose from over 1800 stocks and index funds from a variety issuers. The TSX is the exchange where you should be…
A Quick Guide to Breaking Even
I just need to get back to even. You hear this saying all the time in the world of casino gambling. If you lose a $10 bet at the black jack table, then you need to bet another $10 to get it back. But the more bets you lose, the harder it is to get…
When You are a Great Saver but a Horrible Investor
I recently arrived at a difficult conclusion: I’m a bad investor. To be more specific: I’m a horrible stock picker. It’s taken me 7 years to come to this realization and I now feel at peace with my place in the investing world. I first started investing with a financial advisor into high fee mutual…
How The RRSP Can Help You Reach Financial Independence
Retirement is a relatively new concept for humans. For thousands of years people would contribute to their communities in whatever ways they could until they died. But not in this modern day and age. In today’s society, the general retirement age is considered to be about 65. The expectation is that a person works for…