I feel like I’ve snoozed the best years of my life away. Being a naturally lazy person, I’ve filled my life with t.v., eating, alcohol, screen time, and sleeping. For as long as I can remember, mornings have never been pleasant, except the weekends of course. My routine went something like this. Sleep in as…
Everyone Remembers their First Stock
I first became interested in stocks during the winter of 2015. Shortly after my daughter was born, I began subscribing to Money Sense Magazine. Back then it had a print version that could be sent to your house. I loved reading through all the articles on saving such as car insurance and cell phone plans….
How to Get Started with a TFSA
One of the greatest vehicles Canadians have to grow their wealth is a Tax Free Savings Account (TFSA). The TFSA began in 2009 for Canadian residents and every calendar year since, Canadian residents have had an opportunity to invest a growing amount into their TFSA. Year Contribution Limit 2009 $5000 2010 $5000 2011 $5000 2012…
Everything You Need To Know About iShares All-in-One Portfolios
When I first started investing, I had no idea what an exchange traded fund (ETF) was. The only investment vehicle I was ever taught about was mutual funds. My financial advisor would recommended mutual funds but I had no idea what they meant. They had fancy names like Strategic Income Fund and Global Infrastructure Fund….
How to Save $40 000 On Your Cell Phone Bill!
When I was growing up, there was only one place you could reach someone… and that was through their home LAN line. I’m not sure what my parents paid for it but I’m positive it was less than the standard cell phone plan. And I’m also sure my parents’ LAN line phone didn’t cost close…
How to get Free Hotel Stays with Marriott Rewards
Years ago I fell in love with Marriott Hotels. Actually, to be more specific, Marriott Points. As a frugal family of 4, going on family vacations is important to me. My kids could care less, but I like making memories for them without spending their RESP. Marriott points are an easy way to get free…
Free university with the RESP!
On the journey to FI there are many financial decisions to make. One of the easiest choices is to invest in your child’s future. I want to give my kids the opportunity to have a positive post-secondary experience and to not go deep into debt. Fortunately, the Canadian Government offers an excellent savings vehicle for…